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I started my Kuber pooja on Diwali 2010 and have been chanting the mantra everyday since then. I did the Hawan 108 times with the following mantra.
"Om yakashyaya kuberaya Veaishravanaya
danadanya smithirmme dehi tapaya swagah"
Every thursday i use the kuber kolum (i use the computer printout) and offer red flowers, sindoor, one cent coin on each number, haldi, rice flour, red dora as mala, a piece of fruit, usually dates, grapes. I chant the mantra everyday but the kolum pooja is done once a week and on Thu's
Lets say i am debt free now, have money coming in from places i never thought. There is power in this pooja and all you need to do is do the pooja with belief. I used to eat meat 7 days before but now since i started doing Pooja, i went vegetarian 5 days a week and only eat non-veg on Sat/Sun. Health has also improved...
Also get a good astrologer as this is very important to know what bad time you are going through. Its very hard to explain everything here but basically this is what i have started doing and so far with Kuber's blessing, things are going the way i had hoped.
I also wear rudraksha (5 and 7) but i am waiting for my 21 mukhi from Nepal. I also have the kuber Yanta placed facing North at the pooja Alter. Also the kuber murti should be facing North as its the direction of Kuber.
If someone is interested, i can give detailed step by step instructions as to how the pooja i did. I dont know if i am 100% correct but with my limited knowledge, i did what i thought was right. I believed in what i did and never second guessed myself. I guess Sharda and bhakti counts
All the best to everyone