Which is Best investment according to you?

dear all

happy to see so many replies.

Dear sharadha,

Thanks for sharing your views here.Ya, i am also an investor and a trader in shares.If we carefully invest, shares give a very good return.It depends on the risk apetite of the investor.It is liquid asset.So helps when we need urgent cash.

But i have diff in what you say on real estate.Real estate is the one which never lets you down.The value for the land remains always.it does not have any depreciation.Though it is not liquid,It is a very good long term investment.

Coming to gold.Yes,your point is right.THe returns are less compared to other assets.

dear smith and usha,

Thanks for your views.Ya, many go for realestate for its great value at any point of time.

Dear nandu,

Thanks for posting your views here.Once people preferred only bank fds.They would say it is the safest invt.BUt with recent developments,people who preferred fds, prefer some other assets which give good returns.Very few prefer fds now a days.

Even before 3 or 4 years,Very few believed in shares and mutual funds.Now if we see the trend,many prefer stocks as their main investment.I cannot say it is a gamble.If you are investing based on the fundamentals of the company, no worry at all.

Right.Real estate is the one which never lets us down.But in india,the interest rates have peaked.I am worried,what would happen if the RBI raises the int rate once again in apr 29 credit policy meeting.

Originally Posted by Nandshyam

My order: sorry with the bank interest, I cannot even think of fixed deposit.. its completely useless :)

(1) Real Estate Anyday - Land value beats anything.
(2) Gold - With the price rocketting up.. buying pure gold is the best ladies investment. The banks sell them too... many options are available so that you no need to have them in your hands.. its like fixed deposit with huge turnover over years... ;)
(3) Mutual funds - if you know your profile well.. then its the best option to try in this world..

Stocks, IPOS and what not.. not my cup of tea.. I cannot check every morning to see what;s happening in my stocks profile and keep following the companies profit/loss.. I feel its more like a gamble.. u never know the inside information of the company's financial status.. what if it ends up as ENRON one day ;)

It depends where you are residing.
If you are investing in India then number one is real state
But if you are in US ...investing in share market is good ..and gold is best.

Dear usha,

Thanks for posting.Yes,i also feel,this is not the right time for investments in gold.We will have to wait some more time.

Originally Posted by sundarusha

My vote is Real estate. I would not buy gold now, but wait to see how it does.

dear spandhana,

yes.some discipline has to be followed in stocks.Then this would give very beautiful returns even in short term.we should know when to buy and when to sell if we want returns in short term.Long term-we should to know when to buy.Then no worry.

Most of us prefer realestate first,as it gives more returns though illiquid.

Ya,if we invest in ornaments,the resale value is less.But gold coins, nothing wrong.But this is not the right time to invest in gold as prices are reaching the sky.

Originally Posted by spandhana

Hi friends,

First i will go with Mutual Funds and Stocks -If u follow the stock market daily it will give u decent returns within a short time frame
then comes Real estate,
gold, as one of the iltes mentioned here, resale value is very much less.

Cheers,
Spandhana

dear nithi,

I don't agree with you.It does not depend on the place where you reside.Because of us recession,everything has gone down including stock markets.But don't you feel with the interest rates at its bottom,it is the right time to buy property?.I do not know much about us realestate market.But i feel where ever you buy land,there is value for your investment.As a share trader and investor,i do believe shares give good returns if invested wisely.

Hi Krithika and all others,
Plz go thru this link.This is not that i am against to ur views,just for awareness.Ofcourse, even i vote for rela estate.

Hi,
Sorry isome error occured while uploading. will post u after some time

Hi

It depends on each and every individuals risk taking capacity and his / her current phase in life. Neverthless, My order is as below
- real estate (but needs a lot of survey to get the correct one!)
- MF's (but need to build the correct portfolio)
- Gold (but you need money to buy it at the current price and ample opportunity to wear and a safe palce to store)
- FD - is good if you need your money in the near future but still needs some appreciation

So, I feel each and every avenue of investement is good provided it is chosen well by each individual based on his / her needs!

Cheers!