I need money urgently. Credit Card or Loan?

Credit card is fastest, but the loan will mean that you will pay less. If it is in a few weeks, I would suggest a loan because the credit card ameliorates monthly while the loan can take years.

Jahnvi,

Welcome to IL.

Your post was a question or a suggestion I am not sure..

But this is my view.....

The amount you are talking about. If it is a huge amount, you have to go in for a loan, irrespective of the number of years, high interest rate. Please Note that the interest rates for personal loans are higher.

If the loan is smaller, and you have the capacity to repay it in a short span of time, you could borrow it from friend's or relatives.

In case of credit cards.. you get a 45 days time frame..and if you can pay within that time, you dont even need to pay interest

Unless you know the value of a the amount needed and the time frame we cannot generalise that loan will be better..

This is my perspective...