credit card

Discussion in 'Money Matters' started by vibhakar, Jun 12, 2011.

  1. vibhakar

    vibhakar Senior IL'ite

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    Hi

    We are living in U.S and spend mainly through credit card apart from rent.
    This results in increasei n credit card bills and no saving.

    I am curious on how people spend money, through credit card or cash and how much is credit card bills.

    please guide us through this matter.
    Appreciate it
    Thanks
     
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  2. naanvetti

    naanvetti Senior IL'ite

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    vibhakar,
    This is what I would do. Each month write down how much I can spend on each thing - like rent/utilities/shopping/eating out. As & when I spend, keep deducting from the alloted amount. That way I maintain my budget.

     
  3. vibhakar

    vibhakar Senior IL'ite

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    Thanks nanvetti for the reply.

    how much credit card bills usually you get. its difficult to save money with huge expenses in U.S
     

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