Thanks Vidya! this was very helpful. We are in the US- so I guess we should be adjusted to the costs right? Two more questions I have are:
- how busy (hectic) is the life in NZ. I'm in New York and its pretty much like Bombay, thats why the question

- Is it easier to save money than if in India : if living decently, like middle-class to upper middle class lifestyle? or maybe you can help with a more direct question- what will the life be for a IT person with 4 yrs of experience- average salary & average cost of lliving?
Thansk again!