Hi All, I have got a doubt in the Completion certificate for a flat. Who should issue the completion certificate? Is it the builder or the CMDA or some approving authority. My cousin got a flat from a reputed builder. We expected the completion certificate would be issued by CMDA(remember reading it somewhere). But it was given by the builder. There is not seal or nothing from CMDA. For part payment of the loan, SBI accepted this certificate. Is the certificate from builder fine and legally valid? Little confused. Pls help.
completion certificate for the final payment of a loan, requested by banks is different from the completion certificate from the cmda that the builder has to provide. the cmda or the local body checks your building and does issue a construction complete certificate.
pranati, there is no guarantee that because a loan is approved everything is correct. there can always be deviation after your loan was disbursed. cmda giving a completion certificate means that the building is as per the prescribed norms and the deviation is under acceptable limits. some builders start building another room, another floor after selling all the units..that is where the cc certificate helps in keeping check of all this in future..
Thanks for your first reply Shanthi akka. But the builder didnt give us any certificate from CMDA. We even got the key. But the electricity is yet to come. As of now using the builder's connection. Will the builder give another completion certificate? Will check with them. I hope completion certificate from CMDA is for individual flat and not the entire 20 blocks(i mean like some common document).
it comes for the complete projects, because the planning permit that is issued is for the whole project... or if it is block wise, then blockwise..
