Which Credit Card do you use and why?

Friends,

I am sick and tired of the chase credit card that I currently have. Their service is very poor. I wan't to switch to a new one. Can you please share what credit card company you use and what you like and don't like about it? I hope that this thread can be a good information source for anyone deciding on a credit card. Thank you very much.

Bharthi

Hi Bharthi,

I use American Express (Blue Cash) card as my primary credit card. I also have a Visa credit card from Wells Fargo for use in establishments that don't accept american express credit card.

The main reason I chose Amex as my primary credit card was for the cash back. Here is the cash back I get from them.

Total Annual Purchases	Cash Back in Supermarkets, Gas Stations, Drugstores	Cash Back for all other Eligible Purchases
$0 - $6,500	1%	1%
$6,500.01 or more	5%	2%

I try to put all my expenses on american express card and at the end of the year, I receive close to $500 in cash-back. I probably think that I can do more in value if I use credit cards that give points that can be redeemed etc, but that is too much hassle for me. Amex card is plain and simple.

Shalini