Visitors Medical Insurance??

Hi all,

Need some help.. Im trying to get medical insurance for my parents who will be visiting here next month. Any idea which insurance I can take, which one is good ??

Please pour in your experiences. Any suggestions please..

Thnx!


Selvi.

Hi Selvi,

There was earlier a discussion about insurance for parents visiting the US. I am not sure whether you got to see this discussion...

insurance for parents

I also remember one of my friends saying they took visitor medical insurance in India itself (though don't exactly remember the company name!). It costed around $350 to $500 for limited coverage upto a maximum of $50000, for parents in the age range of 60 - 65 years.

Please check out Thomas Cook also for health insurance. Their scheme is pretty good, I took it three years back.

Thanks Shakthi & Vidhya. I'll sure look in to it.. All the insurances I have inquired so far say they dont cover any pre-existing conditions. Is that the way it works with all insurances? what else they would cover then?

Any ideas please..

Thnx!

Hi Selvi,

I think insurance may not cover pre existing conditions. I am not sure. I took health insurance for my in laws in India and there was some talk about this.

In the Thomas Cook insurance that I took for US travel, they covered a lot of items including lost baggage. I took the most expensive one (since my office covered it). There are many slabs. I assume the one- time premium will increase with age.

When my mother visited me, the travel agent in India got her a good scheme. Try asking some good, local travel agent.

Hope all is well with u & baby inside.

cheers
Vidya

Thanks Vidhya, everything is going good, just one more month to go..

I might end up taking Liaison International plan with Comprehensive coverage.. Of all the plans I am seeing this seems best.

If anyone has any experience regarding this insurance please post here.

Thanks.

For parents visiting their children in USA,what are the types of visitors medical insurances available? Is it better to take the insurance here in the U.S or in India itself?

You can get it either in India or in the U.S. I dont know enough to tell you but i will suggest you shop around or even ask the travel agent in India.

please make a note that NO insurance (atleast as far I know...cos I did a lotsa research..) covers pre existing conditions..

If you are going to get it from India ..the claims might be difficult..

Make a deep research before you buy one....and dont forget to post your experience.

Thank a lot AC and Shravantika.

I was trying to get it here only since I too heard that claims in India is very difficult.
This is for my mother who otherwise has no pre-existing conditions.Given that,can you give me the names of the insurances.