As far as I understand this process,the apartment office cannot charge directly to your account.It is you who has to set up the process with your bank so that a check gets automatically generated every month and is sent to your apartment office. We have directed our bank to do the same and have been doing this for the past 3 yrs.The only difference in our case is that,the check comes to our home address every month and we go to the apartment office and drop it off personally.This way,we don't have to sit and wonder whether the check has reached them or not every month since we will be personally dropping it at their office.