Insurance plan options for attempting IUI (artificial insemination) in the USA

Keerthi88,
IUI will cost in the range of $1000-$3000 depending on whether you need just medicines or injections. Injections cost more as fertility drugs are very expensive.
I don't want to scare you, but a single round of standard IVF (including medications) can cost anywhere from $12000 to $17000. Many clinics will offer package deals to make it more affordable, but the reality is that this is a very expensive process. Insurance plans generally don't cover this as it is not considered a medical necessity. Even if there is coverage it is often restricted to a few attemtpts.
Many people save or take out loans in order to afford this.
I do not know much about the Obamacare plans. Visit the website and see if something is suitable.
Wish you all the best.

 

Hi OP

Have you consulted with a fertility specialist, a reproductive endocrinologist, specifically? I have/had PCOS and was insulin resistant as well. I consulted with a RE and he suggested me to get on Metformin, a pill to control insulin first and try for a couple of months, before thinking of more invasive procedures like IUI or IVF. Metformin helped me with both my pregnancies... And of course, also making some healthy choices like a diet plan and some exercising helped with the PCOS. I now have a 4 Yr old girl and another girl who arrived on Christmas Day.